December Homebuying 101 (Virtual)

About this event

Allston Brighton CDC is partnering with Cambridge Savings Bank to hold a virtual Homebuying 101 class on the following dates:

Tuesday, December 8th @ 5-8PM

Wednesday, December 9th @ 5-8PM

Thursday, December 10th @ 5-8PM

Each class will be held on Zoom. Participants must attend all three sessions in order to graduate.

Homebuying 101 is a 9-hour course, covered over 3 sessions. Topics covered include:

• Budgeting, Savings & Credit

• Obtaining a Mortgage

• Housing Search

• The Legal Aspects of Buying a Home

• Home Inspection

• Home Insurance

• Down Payment Assistance Programs

Graduates of this course receive a certificate that grants access to down payment assistance, Mass Housing Partnership’s ONE Mortgage, MassHousing mortgages, HUD mortgages, home ownership lotteries, and lender first time homebuyer mortgages. The certificate is accepted statewide for first time homebuyer education and is valid for 2 years with an option to renew for 1 additional year.

Registration for the class is $50/person. By registering for the class, you are registering for three (3) sessions. You must attend all three sessions in order to receive your certificate of completion . By taking this class, you also have access to unlimited one-on-one pre-purchase counseling sessions at Allston Brighton CDC to assist you through your personal homebuying experience.

As of November 25th, 2025, ABCDC is not offering refunds for our homebuying classes. We are happy to transfer you to a later class date or transition your registration to Framework Online if you can no longer make class. Thank you for your understanding.

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Allston Brighton Community Development Corporation (ABCDC) is a HUD-approved, nonprofit housing counseling agency. ABCDC offers financial and educational resources which enable low- and moderate-income people from Allston Brighton, Greater Boston and beyond to purchase homes. The Homeownership & Counseling Programs have a Seal of Approval from CHAPA’s Homeownership Collaborative , a collaboration of non-profit homebuyer counseling agencies, lending institutions, real estate professionals, government officials, and other key players in the homeownership industry in Massachusetts.

Homebuying 101 is a 9+ hour course that covers the entire home buying process from beginning to end. The course provides a valuable educational opportunity for participants to learn about the homebuying process and the financial and legal responsibilities associated with owning a home. Participants receive expert advice on the things you need to know from trusted real estate professionals as we take you through each step of the process. HB101 equips graduates with knowledge and resources to make informed choices about an important life decision. Graduates will have an idea of which documents to get ready and will know what to expect during the mortgage application and closing process. Graduates will also gain access to municipal down payment assistance programs and first-time homebuyer loan products offered by Massachusetts Housing Partnership, MassHousing, and many others, if eligible.

Allston Brighton CDC does not offer refunds for Homebuying 101.

Which class are you registering for? Please select... December 8, 9, 10 January 12, 13, 14

Your Contact Information

First Name

Last Name

Street Number (eg 36)

Street Name (eg Main Street)

Unit/Apartment

Check that your street address looks right:

City

State

ZIP

Phone

Email

Demographic Information

Date of Birth MM/DD/YYYY

Gender Please select... Male Female Other Prefer Not To Say

Race Please select... American Indian or Alaskan Native Asian Black or African-American Native Hawaiian or Pacific Islander White Other Multiple Race Prefer Not to Say

Ethnicity Please select... Hispanic Not Hispanic Prefer Not to Say

Primary Language Please select... English Spanish Arabic Bosnian Chinese Creole French Italian Japanese Maay Maay Khmer Nepali Portuguese Somali Tagalog Urdu Vietnamese Other

Are you proficient in English? Please select... Yes No

Marital Status Please select... Single Married Separated Divorced Widowed Prefer not to say

Household Role Please select... Head of Household Spouse/Partner Child Dependent Adult Dependent Other

Have you owned a home or had your name on a mortgage or property deed in the past three years? Please select... Yes No

Are you a first-generation homebuyer? (Your parents/guardians did not own a home in the US or lost it in foreclosure) Please select... Yes No

Are you disabled? Please select... Yes No

Are you a veteran? Please select... Yes No

Education Please select... Less Than High School High School Diploma GED Some College Associates Degree Bachelor's Degree Master's Degree Doctoral Degree

Do you have student loan debt? Please select... Yes No

How much student loan debt? Please select... <$24,999 $25,000 – $49,999 $50,000 – $74,999 $75,000 – $99,999 >$100,000 N/A

What is your gross annual income? $

For purposes of this registration, a household is simply one or more individuals who will purchase a home together . Members of the household do not need to be related by blood, marriage or in any other legal capacity.

Household Information

Do you live in a rural area? Please select... No Yes

Household Type Please select... Single Adult Female-Single Parent Male-Single Parent Married with Children Married without Children Two or More Related Adults Two or More Unrelated Adults

Number of adults in your household

Number of children in your household

Household Budget

Gross Annual Household Income $

Current Monthly Rent $

Amount Saved for Down Payment $

What type of property do you plan to buy? (Select all that apply) Condo Single Family Two Family Multifamily

Where do you plan to buy? (choose all that apply) Greater Boston Merrimack Valley North Shore South Shore Cape Cod & the Islands Central Massachusetts Pioneer Valley/Western Massachusetts

Where are you in the homebuying process? (select all that apply) Just started the process Will buy in 2 years Will buy in 3-5 years Building my savings Reviewing credit report Repair/correct credit Reducing debt Have pre-qualification Have pre-approval Looking at properties Made an offer Offer accepted Had home inspection Signed P&S Applied for mortgage Applied for Affordable homeownership

How did you hear about this class? Please select... My Mass Home City of Boston Internet search Lender/Bank Postcard received Fall/Winter 2024 Friend/Family Real Estate Agent Social Media Flyer Other CHAPA

Will anyone else attend this class with you? Please select... Yes No

Add A Second Attendee

First Name

Last Name

Street Number (eg 36)

Street Name (eg Main Street)

Unit/Apartment

Check that this person's street address looks right:

City

State

ZIP

Phone

Email

Additional Attendee Demographic Information

Date of Birth MM/DD/YYYY

Gender Please select... Male Female Other Prefer Not To Say

Race Please select... American Indian or Alaskan Native Asian Black or African-American Native Hawaiian or Pacific Islander White Other Multiple Race Prefer Not to Say

Ethnicity Please select... Hispanic Not Hispanic Prefer Not to Say

Primary Language Please select... English Spanish Arabic Bosnian Chinese Creole French Italian Japanese Maay Maay Khmer Nepali Portuguese Somali Tagalog Urdu Vietnamese Other

Is this person proficient in English? Please select... Yes No

Marital Status Please select... Single Married Separated Divorced Widowed Prefer not to say

Household Role Please select... Head of Household Spouse/Partner Child Dependent Adult Dependent Other

Have you owned a home or had your name on a mortgage or property deed in the past three years? Please select... Yes No

Is this person the first member of their family to buy a home in the US? Please select... Yes No

Is this person disabled? Please select... Yes No

Is this person a veteran? Please select... Yes No

Education Please select... Less Than High School High School Diploma GED Some College Associates Degree Bachelor's Degree Master's Degree Doctoral Degree

Does this person have student loan debt? Please select... Yes No

How much student loan debt? Please select... <$24,999 $25,000 – $49,999 $50,000 – $74,999 $75,000 – $99,999 >$100,000 N/A

What is this person's gross annual income? $

View the Allston Brighton CDC Privacy Policy

By checking this box, I acknowledge that I have read the above conflict of interest and disclosure statement.

Payment

Total Amount $

Allston Brighton CDC is not offering refunds for Homebuying 101 . The Homeownership and Counseling team can transfer your registration to a different class at your request.

Payment Information

Name on Card

Card Number

MM

YY

Code

Billing Email

You must attend all scheduled sessions to receive your certificate of completion. Please double-check your email address for accuracy and look for an auto-generated confirmation email that will probably go to your spam/junk folder . You must move the email from spam to your regular inbox in order to access the email's links.

Contact Information

Allston Brighton CDC (ABCDC) reserves the right to use any photograph/video taken at any event sponsored by ABCDC without the expressed written permission of those included within the photograph/video. ABCDC may use the photograph/video in publications or other media material produced, used, or contracted by ABCDC. To ensure the privacy of individuals and children, images will not be identified using full names or personal identifying information without written approval from the photographed/videotaped subject, parent, or legal guardian. A person attending an ABCDC event who does not wish to have their image recorded for distribution should make their wishes known to the event organizers or contact ABCDC directly.

From Allston Brighton CDC